Total Loss (GAP) Protection Plan | Punta Gorda

Safety beyond measure

Gettel GAP Program in Punta Gorda, FL

With a vehicle with a caliber such as your new Lincoln, protecting your investment is one of your top priorities. It's also important to the team here at Gettel Lincoln to partner with you in your ownership experience, which is why we offer GAP insurance at signing. General Asset Protection, or GAP, insurance covers the difference between what you still owe on your vehicle and what your vehicle is worth. In the event that your model is totaled in an accident, your auto insurance company will only pay what the vehicle is worth, not how much you had left on your loan. No one can predict when a collision will occur, and the last thing you want to be stuck with are car payments for a vehicle that's no longer driveable. Consider adding GAP insurance to your new vehicle purchase — protect your wallet from the cost of car theft, accident damage and more.

The Gettel GAP Program:

  • Waives the amount equal to the unpaid net balance of your loan less than the actual cash value of your vehicle as determined by the primary insurance company.
  • Includes coverage for up to $1,000 of your primary insurance deductible.*
  • Available on all loan amounts or any finance agreement term. Loans over 150% of NADA value or MSRP will be re-amortized to 150% in the event of a claim. Terms over 84 months will be re-amortized to 84 months in the event of a claim.
  • Can be financed with 3rd party finance sources.
  • Cancelable within 30 days for a full refund; after 30 days, refund will be calculated prorated less processing feed.^
  • Waives covered losses up to $50,000.
  • Available on new and used vehicles.

You worked hard to get your Lincoln, and you deserve to drive it with confidence. The Gettel GAP program is designed to protect you from the unexpected.

If you want to learn more about how the Gettel GAP Program protects you out on the road ahead, contact us today or stop by Gettel Lincoln at 2021 Tamiami Trail, Punta Gorda, FL 33950. We look forward to serving our customers near Port Charlotte, North Port, Venice and Fort Myers.

*Insurance deductible coverage is not available in all states.

^Additional exclusions may apply. Please see your addendum for specific coverage details, including limitations and exclusions.